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Leaving a Legacy

A Gift. An Heirloom. A Bequest.

Something left behind for those who come after.

Your legacy to charity

Leaving a gift to charity in your will is an amazing way for your generosity to last beyond your own lifetime.

Find out how you can be part of My Legacy Week.

Why are gifts so important to Age Action

It's a common myth that only the rich and famous leave money to charity when they die. This couldn't be any further from the truth. The reality is without the gifts left in wills by people like you, many of the charities we know today wouldn't even exist.

Thankfully 74% of the Irish population support charities and when asked, 35% of people say they'd happily leave a gift in their will once family and friends had been provided for.

The problem is only 7% actually do.

That's why, if you leave some money in your will for charity as well as your family, you can make a huge difference. In fact, just a 4% change in behaviour would generate an addition €8 million for good causes in Ireland every year.

Leaving a gift to Age Action gives the chance of a better quality of life to thousands of people and you don’t need to give a large sum to know you have helped. We rely heavily on legacies, especially since they enable us to plan long-term funding for our programs. Many of these projects result in improved lives for older people, which is why legacies are so greatly appreciated.

If you would like to remember Age Action in your will, there are three kinds of legacy you may leave.

  1. RESIDUARY
    A residuary legacy is the gift of the re-sidue of your estate, or a share of the residue, after other bequests to your family and friends have been made and all debts, taxes and expenses have been paid. Generally, this kind of legacy is of greatest benefit to us, as its value increases with the value of your estate.
  2. PECUNIARY
    A pecuniary legacy is a specified sum of money, determined when the will or codicil is written.
  3. SPECIFIC
    When a particular item of value is bequeathed, this is a specific legacy. This can include stocks and shares, proceeds of a life assurance policy, property, furniture or jewellery.

If you already have a will, it’s easy to amend it to include a gift to Age Action. Minor changes like this do not require a new will, as an existing will can be amended by completing a codicil, which your solicitor will help you draw up.

Legacies to charity are exempt from tax. So by leaving a gift to Age Action, you could substantially reduce the amount of tax payable by your family on your estate.

Your solicitor may find the following wording helpful if you would like to remember Age Action in your will.

  1. For a gift of the residue of an estate:"I give to Age Action of 30 Lower Camden Street, Dublin 2 all (or a fraction) of the residue of my estate whatsoever and wheresoever and I direct that the receipt of the Treasurer or other proper officer for the time being of the said Foundation shall be a full and sufficient discharge of the same".
  2. For a gift of a fixed sum or specific item:
    "I give the sum of € …….. or I bequeath (the item specified) ………………….. To Age Action of 10a Grattan Crescent, Dublin 8, D08 R240 and I direct that the treasurer or other proper officer for the time being of the said Charity shall be proper and sufficient discharge for the same".

So, you don't have to be rich and famous to make a contribution that can make a difference. You can do something amazing for people just by remembering Age Action when writing your will.  Thank you for considering to make this gift.

For more information on leaving a Gift to Age Action contact fundraising on 01-4756989.

For further information on what a legacy can do for Age Action, or for a copy of "A Useful Guide to Making a Will", please contact Age Action on 01 4756989 or Email: fundraising@ageaction.ie

95 year old blogger Florence McGillicuddy is the Silver Surfer of 2019

Age Action Silver Surfer Awards Florence McGillicuddy with Ballyroan Boys NS

95-Year-Old Blogger

Receives Overall Award

At

2019 Age Action Silver Surfer Awards

Supported by DCU Age-Friendly University

 

 

 

95 year-old Florence McGillicuddy from Rathfarnham, in Dublin, is the overall Age Action Silver Surfer Award winner. Florence who blogs on GrandadOnline.com was presented with his award in recognition of his contribution to community life through his use of technology, at a ceremony this morning in Dublin City University, who co-sponsored the Awards as part of the DCU Age-Friendly University Initiative.

 

Florence, who also won the Golden IT Award as one of the older nominees, has developed a unique relationship with the children in the local Ballyroan Boys’ School over the past three years through the internet. Florence brings history to life for the young students as he researches historic facts about their city and composes the lesson in an email which the children’s teacher helps the students read. The students have learned about what life was like in Dublin when Florence was growing up and events such as what happened to Nelson’s Pillar, an airplane crash in Terenure, and he even organises school tours to cigarette factories. In turn, the children will write back to Florence in old fashioned handwritten letter format which is a wonderful display of generations coming together and learning from each other.  

 

With half of Irish people aged between 65 and 74 having never used the internet and internet use among those aged over 75 negligible, Age Action organises the Silver Surfer Awards to highlight digital literacy issues amongst older people. For those older people who do get online it has the potential to change their lives, as the Silver Surfer Awards demonstrate, with people participating in the digital economy, accessing public services, discovering new hobbies and maintaining an active role in their communities.

  

Paddy Connolly, CEO of Age Action, said: “Each nominee here today is an inspiration. They are challenging the stereotype of ageing, showing that there is no barrier you cannot overcome to life long learning as they have embraced new technologies, new ways to communicate and combat social exclusion. Access to the internet has the potential to transform lives, enabling us to keep in contact with family and old friends, or to make new ones, to explore new hobbies and interests, even empowering us to start businesses or to use our skills for the benefit of our communities. The Silver Surfers have not only transformed their own lives but, in doing so, they have shown that digital literacy is an important element of positive ageing.”

 

Professor Brian MacCraith, President DCU said: “These awards are a reminder of the hugely positive impact the internet can have on the lives of our older citizens. DCU is particularly pleased to host the tenth annual Silver Surfer Awards, as they resonate with the values of the Age Friendly University initiative, which was pioneered by DCU, and now has more than 50 member universities worldwide.”

 

Seven other awards were presented during the ceremony:

 

 

1.National Silver Surfer Award winner (and winner of the Golden IT Award)

Florence McGillicuddy 

 

Florence McGillicuddy is 95 years of age and is a blogger from Rathfarnham in Dublin publishing Grandadonline.com. Motivated by his love of history and education, he uses his IT skills to research history and record his own reflections on growing up in Dublin which he shares via email with the children in the local Ballyroan Boys’ School. Bringing history to life for the young students has made Flor an integral part of the school community and fostered a rewarding intergenerational learning experience for all.

 

2.Community Champion Award                                                                          

Margaret Culloty  

Margaret Culloty from Firies Co Kerry is 77 years of age and is the County Secretary of Kerry Community Games for the past 23 years. As the National Community Games requires that all participating children be registered online, Margaret has had to learn how to do this for over 3000 children participating in sporting and cultural events at county level.

Margaret faced this challenge with vigour and is now responsible for the coordination of the online Kerry registration system ensuring that all children are registered for their individual or team events at local and National level as well as getting a web page up and running and a Facebook account. She has been described as one in a million and didn't let new technology put her out of the position of County Secretary.

3.Hobbies on the Net

Paddy McAuliffe, Paddy Tobin and Paddy Buckley

‘The 3 Paddy’s’ from Mallow in Co. Cork have learned how to shoot and edit short films, a skill they are now using to preserve a legacy of memories for peoples’ families to be passed on to future generations. They are documenting the memories of older people in their community, editing in photos or the person’s life and locality, to produce a film. The film covers the person’s life story which can then be shared digitally with the wider community and family members.  To date they have recorded the life stories of almost 30 older people in the region.

4.Getting Started Award

Eleanor Lynch

Eleanor Lynch from Cork was profoundly deaf from the age of 40 to mid 60’s but 14 years ago, thanks to advances in medicine and technology, she had a cochlear implant operation. When she was “switched on” Eleanor had to learn how to hear again with the assistance of this new technology.  It took lots of perseverance, but she mastered it and can now communicate fairly easily. After she mastered the implant technology, she had the confidence to learn how to use a mobile phone and now uses a smart phone like a teenager! The laptop has made living alone a lot easier as she does her all banking and pays all her bills online and does not have to go out on wet cold days. Technology and her own bravery and determination has made an amazing difference to Eleanor’s life. 

5.IT Tutor of the Year Award

Sr. Margaret Kiely   

Sr. Margaret is a Sister of Mercy who worked as a principal nurse tutor for 14 years at the Mercy Hospital in Cork.   Following this she trained as an addiction counsellor in MN, USA. She founded Tabor Lodge - a treatment centre in Cork for persons with alcohol, drug and gambling addictions and it was here that she first saw the need for a computerised system.   Following a few lessons she mastered the PC.   Sr. Margaret observed that a number of staff and residents were struggling using smart phones and computers. She sourced funding for a tutor and initially she ran 10 four-week classes with 8 students per class. She is now a volunteer tutor with Age Action and manages the attendance records and presents certificates at the end of the courses.

6.School IT Tutor of the Year Award

Bandon Grammar School  

The students of the Transition Year class in Bandon Grammar School have been tutoring older learners how to get online. At every lesson, the young TY students teach their older learners something new from how to use Google Maps to downloading music, looking up Government websites which are all sites of great relevance and interest to the learners.

The intergenerational nature of the class creates an energetic atmosphere in which to learn. People have remarked that the school break-time is a favourite where the older learners and younger tutors engage in conversation and swap stories.

You might be due a tax refund

 

 

Revenue wants to make sure that everyone knows about the tax credits, reliefs and exemptions they are entitled to. Revenue wrote to some people recently telling them that they might be entitled to a tax refund going back as far as 2014.
If you think that you might also be due a tax refund for the year 2014, you need to submit a claim to Revenue before midnight on 31 December 2018. If you don’t want to miss out, submit your claim to Revenue before then.